Terms and Conditions

Effective Date: 2025-06-01

1. Acceptance of Terms

By downloading, accessing, registering, or otherwise using this application ("App"), you explicitly acknowledge, accept, and agree to comply with and be legally bound by these Terms and Conditions ("Terms"). If you do not fully agree with all provisions herein, you must immediately cease using the App.

2. Description of Services

• Real-time mock stock trading simulations.
• Real-time stock market forecasting results and analyses.

All services and content provided are intended strictly for educational, informational, and entertainment purposes only. None of the above information constitutes legal financial advice.

3. Registration and User Accounts

To utilize specific features within the App, you must register an account by providing a valid email address. You explicitly agree to:

• Ensure all information provided remains accurate, current, and complete.
• Maintain confidentiality and security of your login credentials.
• Assume full responsibility for all activities conducted under your registered account.

4. Membership, Subscriptions, and Payments

• Users may optionally purchase premium membership subscriptions to access enhanced services.
• Payments are securely processed via trusted third-party payment gateways.
• All purchases, fees, or charges made within the App are strictly non-refundable under all circumstances.
• Membership subscriptions are automatically renewed. Users explicitly agree to automatic renewal of memberships.
• Users may cancel their subscriptions at any time through provided methods within the App; however, cancellations apply only to future renewals. Active subscription periods already paid for will not be refunded or canceled prematurely.

5. Privacy and Data Protection

Protecting your personal information is our highest priority:

• Personal data collected (including emails and related account information) is used solely for user registration, communication, verification, and administrative purposes.
• We will never sell, lease, distribute, or share your personal data with third parties without your explicit consent or unless compelled by applicable law.
• Your personal data is securely stored using industry-standard encryption and security measures to protect it from unauthorized access, misuse, or disclosure.

By accepting these Terms, you also explicitly consent to our Privacy Policy, incorporated herein by reference.

6. Disclaimer Regarding Financial Advice

All forecasts, predictions, analyses, data, or content provided within this App are solely for informational and educational purposes. None of the information, results, or analyses presented by this App constitute legal, financial, investment, tax, or professional advice. Users must exercise independent judgment when making any investment or trading decisions. We strongly recommend consulting qualified financial advisors. All risks and consequences remain your sole responsibility.

7. Limitation of Liability

The App and its associated entities shall not be liable for any damages arising from your use or inability to use the App.

8. User Conduct

You explicitly agree not to:

• Use the App for illegal or unauthorized purposes.
• Attempt unauthorized access or interfere with other users' accounts.
• Harm the security or functionality of the App.

9. Account Termination

We reserve the right to suspend or terminate user accounts for violations, fraud, or 2+ years of inactivity.

10. Delete Account

If you delete your account, your membership and auto-renew system will be canceled. All data and purchases will be permanently deleted and are non-refundable.

11. Age Restriction

You must be 18 years or older or the legal age of majority in your jurisdiction to use this App.

12. Third-Party Services Disclaimer

The App disclaims any liability arising from third-party services used or integrated within the App.

13. Force Majeure

We are not liable for failure to perform due to causes beyond our control including:

• Natural disasters
• War, terrorism, or civil unrest
• Government restrictions
• Internet or telecom interruptions
• Third-party service disruptions

14. Dispute Resolution and Arbitration

All disputes shall be resolved by binding arbitration via the AAA in Delaware, USA.

15. Updates and Maintenance

We may temporarily interrupt services for maintenance and updates.

16. Intellectual Property Rights

All content belongs exclusively to the App or its licensors.

17. Prohibited Uses

Users agree not to reverse-engineer or misuse the App in any illegal manner.

18. Indemnification

You agree to indemnify the App from any claims related to your use.

19. Modification of Terms

We reserve the right to update these Terms without prior notice.

20. Governing Law and Jurisdiction

These Terms are governed by the laws of Delaware, USA.

21. Entire Agreement

These Terms constitute the entire agreement between the user and the App.

22. Contact Information

For questions, contact us at:

AITO Trading Inc.
Email: aito.stock.trading.inc@gmail.com
We will get back to you within 2 business days.

ACKNOWLEDGMENT

By registering, accessing, or otherwise using this App, you confirm that you have read, understood, and accepted these Terms and Conditions.